Your experience is important to us and we take your concerns very seriously. In less than 10 years, loanDepot has established itself as the nation’s fifth-largest retail mortgage originator, according to its website. These calculators help buyers see if they can afford to buy a home, compare the rates of different loans, and predict their monthly payments based on several factors, including: loanDepot allows its borrowers to apply for a mortgage online by filling out a quick form. The organization has funded over $150 billion since its founding less than a decade ago. Power Rating. When applying for a mortgage through loanDepot, borrowers typically need to meet the requirements associated with standard home loans. | Read 881-900 Reviews out of 3,092 According to LoanDepot’s website, most loans are transferred to a new servicer within the first 30 to 90 days, so be on the lookout for a new provider within that time. 2. loanDepot offers the best mortgage rates to individuals with high credit scores. Each week, we’ll send you money tips to guide you on the path to financial freedom. You can check the company’s website for its loan and refinancing rates every day. My calls go unanswered for days and up to a week at a time. LoanDepot Review 2021. loanDepot offers rate comparisons against other mortgage companies, making it easier to find the best deal. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. UPDATED JANUARY 2021 All of our content is based on objective analysis, and the opinions are our own. We've given them everything they've needed very timely. This popular online lender offers a variety of home loan options to cater to different homebuyer needs and budgets. I was never informed that they only did mortgage refinance of certain types of condo buildings. The company does claim that, as a direct lender, it has access to lower interest rates. Peter Warden The Mortgage Reports editor. Original review: Dec. 18, 2020. The APR ranges from 10.68% to 35.89%. Do you agree with loanDepot's TrustScore? This online lender services all 50 states and Washington, D.C. loanDepot is currently the fifth largest retail mortgage originator in the country, a great feat considering its founding only nine years ago. Is this LoanDepot Guide. The Department of Veterans Affairs assists veterans, current service members, and their spouses in finding home loans with low monthly costs. To start your application, you need to give LoanDepot some specific information about your situation, such as whether you are: If you don’t already have a loan agent, LoanDepot will help you find a local agent in its network who can help you get started with your mortgage process. As soon as I gave them money for the application fee it all went off the rails. It has thousands of licensed loan officers that can help borrowers find the best loans for their budgets and goals. Our Methodology . I obtained Loan Estimates in early October for a "streamlined" refinance of our VA loan (under IRRRL) from multiple lenders, including Loan Depot. LoanDepot Mortgage Review. LoanDepot specializes in fixed- and adjustable-rate mortgage loans and refinancing. Please try again. For more information, please check out our, Advertiser Disclosure (How We Make Money), Currently has over $150 billion in assets, Has a BBB rating of just under 4 out of 5 stars and a TrustPilot score of 9.1 out of 10 stars, Offers fixed- and adjustable-rate mortgages with multiple different term lengths, Provides government-sponsored VA and FHA loans to qualifying borrowers that cannot afford to put 20 percent down on their home, Has 203k loans that combine FHA loans with construction loans, helping homebuyers fund home building and renovations projects, Considers homebuyers for jumbo loans when they need to borrow an amount that exceeds $417,000, Has multiple mortgage and refinance calculators to help prospective borrowers meet their financial goals, This online lender services all 50 states and Washington, D.C. loanDepot is currently the fifth largest retail mortgage originator in the country, a great feat considering its founding only nine years ago. See BBB rating, reviews, complaints, request a quote & more. , but it won’t be easy. You have to consider the varying assumptions that lenders use: credit scores, down payments, debt-to … 3,083 people have already reviewed loanDepot. This initial form does not require a Social Security number or any other compromising information. loanDepot provides borrowers with these types of FHA home construction loans that include the cost of the home as well as the funds to cover renovations. If you’re interested in applying for a mortgage with LoanDepot, visit its website to begin your application and see daily mortgage and refinancing rates. Check out these Washington lender reviews before deciding on the mortgage lender that's right for you. You can contact loanDepot by dialing (646) 586-5608 or visit their website loandepot.com before filing a lawsuit. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. There are a total of 399 BBB customer complaints against this lender. This questionnaire asks for several pieces of information, including full name, address, phone number, and email. Went through four different loan processors. Read about their experiences and share your own! Once they have submitted this form, a lender from loanDepot will get in contact with the hopeful borrower, working with them to figure out what type of loan they could use. loanDepot vs LendingTree: TopConsumerReviews.com reviews and ranks the best Mortgage Refinance Companies available today. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. loanDepot has a TrustPilot score of 9.1 out of 10 stars with 1,488 reviews. I canceled the loan. The risk to one's time and nonrefundable upfront money isn't worth it. In this example, you will receive $5,700 and will make 36 monthly payments of … Whether loanDepot is a good option for you depends on your credit history and the type of loan you can get based on your eligibility. Our content is intended to be used for general information purposes only. Of these ratings, 85 percent of customers considered the lender to be “excellent,” while 10 percent deemed it “great” or “average” and only 5 percent considered it “poor” or “bad.”. My request to have them use that documentation over what the appraiser had written was denied. Is LoanDepot Review worth your time and money? My condo title and HOA both classify my building as a mid-rise condo that they do refinance mortgages for. LoanDepot Review. Savings from loanDepot’s HARP refinancing program average $355 per month. He said everything looks fine. And I can't get them to take it off of there. BEWARE! Repayment Terms . We are almost at 90 days & still not closed. He was the prior owner of LoansDirect.com, an online lender that was eventually acquired by E*TRADE Financial. Then they cancelled the application without notice and for a bizarre reason. "I will see." (Points include … One of the largest nonbank mortgage lenders in the country is loanDepot, typically landing on the top-10 list overall year after year. In fact, they’ve even cracked the top five in some years as well, so they’re certainly a big time player in the mortgage world. Copyright © 2020 Consumers Unified LLC. If I had known the importance of the building classification, I would have ensured the appraiser got the number of floors in the building correct. If you can go anywhere else for a mortgage refinance, do it. 3,103 people have already reviewed loanDepot. A free inside look at company reviews and salaries posted anonymously by employees. This process has been exhausting and infuriating and the people have proven themselves incompetent. They don't know anything about banking. It provides extensive mortgage options for home purchase and refinance. Absolutely the worst mortgage company I have ever dealt with. Our issue was that any time we called we didn’t get the level of service we needed. This online lender services all states across the nation, offering plenty of mortgage and refinance options for individuals in all regions. We started the process on 10/22. loanDepot Mortgage Review: Digital Process Helps You Close 17 Days Faster Last updated on December 23rd, 2020 . The central government aimed at the primary objective is to reduce mortgage loan repayment rate by way of a mortgage lender in a low-cost number of ways, including cutting interest rates and extending time to distribute credit at this time. BBB accredited since 11/4/2014. They will need to submit the following information to attain a home loan: loanDepot has a Nationwide Multistate Licensing System number of 174457. SimpleScore Loan Depot 4. They are not bankers. Perks 3. Credit Impact 5. Just be sure to compare your actual APR offer, since that’s affected by extraneous costs like that origination fee. Get buying tips about Mortgage Lenders delivered to your inbox. loanDepot Mortgage Review for 2021. Fixed APR. Customer reviews are good, on the whole. Opinions expressed herein are solely those of AWM, unless otherwise specifically cited. Typically, prospective borrowers with credit scores in the good or excellent range should have no trouble securing a loan through loanDepot. FAQ. Hopefully this review helps save someone the headache I've been put through having tried to do business with this company. Fees & Rates . It started off ok, but then underwriting kept asking for more documents. Categories Blog My Reviews My Settings Install App Help Log out Log in Install App For companies Overview Reviews About loanDepot Reviews 3,103 • Average . This score is significantly higher than the ratings of, score of 9.1 out of 10 stars with 1,488 reviews. We have an advertising relationship with the companies included on this page. We value your privacy. loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. Here are the typical ranges of credit scores in the U.S.: Your email address will not be published. I understand that there are a lot of people refinancing, but I wish Loan Depot would have been more honest about the length of time required between the Loan Estimate and closing. Hal M. Bundrick, CFP January 4, … All Rights Reserved. Fourteen weeks later (October 6 - December 29) and I still have heard nothing from Loan Depot about underwriting approval, document delivery, or closing. LoanDepot offers the following loan types: LoanDepot prioritizes creating a streamlined loan process through its mello smartloan program. . A link has directed you to this review. loanDepot has an average customer rating that is just short of 4 out of 5 stars with 824 reviews. Here are details on each LoanDepot mortgage: 1. Its location on this page may change next time you visit. LoanDepot Mortgage Products. Power 2019 U.S. Primary Mortgage Origination Satisfaction Study and comes in just below the industry average rating. How Identity Theft Destroys Your Credit Score, loanDepot Phone Number & Additional Details. Borrowers of 203k loans have the opportunity to pay only 3.5 percent down on their home, making it a viable option for those who cannot typically afford to put 20 percent down. LoanDepot Wholesale Larger errors can have a serious impact on your existence and your points can be stored in an acceptable range. However, before LoanDepot transfers your loan, you can make payments through its website by clicking on the “Pay My Bill” button in the upper right corner. All Rights Reserved. The 9 best … © 2021 Good Financial Cents®. Of these ratings, 85 percent of customers considered the lender to be “excellent,” while 10 percent deemed it “great” or “average” and only 5 percent considered it “poor” or “bad.”, Information collected on February 20, 2018, It is still possible to get a mortgage with. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Also, it is the second largest nonbank consumer lender after Quicken Loans. In general, loanDepot has slightly higher rates than other lending companies. Finding the fees and rates charged by loanDepot loans is like a scene from Casino Royale: if you want to see Bond’s hand, you’ll have to reveal your own. Shut them down and found someone else, who is offering a better rate and almost zero cost, and plans to close in 22 days. Please reach out to our Customer Care team at 888-337-6888 (x6789) or email@example.com. Each homeowner’s needs are different, and LoanDepot offers a variety of options. SimpleScore. Instead, they can create an account and save their progress at any time. loanDepot requires borrowers to submit different forms of documentation during the underwriting process. September 23, 2020 - 16 min read. The lender has an A rating … The Department of Veterans Affairs assists veterans, current service members, and their spouses in finding home loans with low monthly costs. Hsieh used the mortgage expertise and leadership skills he gained from his years with LoansDirect.com and HomeLoansCenter.com to develop loanDepot into the major online lender it is today. loanDepot’s refinance mortgage options include FHA, VA and Conventional mortgage loans with a wide range of terms (fixed rate, adjustable rate, 30-years, 15-years, etc.). Thirty-year fixed-rate mortgages are the most popular choice for loanDepot borrowers, but term lengths of 10, 15, and 20 years are also available for those who would like to pay off their loan faster. I only get responses when I leave multiple messages over a period of days and only when I include supervisors in messages. Then a man emails me for further bank statements etc. The loan officer was helpful in the beginning, but once the process actually started, he completely ghosts our emails, calls and texts. loanDepot allows borrowers to take out. loanDepot’s Mortgage Process. I applied for a refinance in July and at first it seemed like this was a good company. I got two emails from LoanDepot saying my loan was conditionally approved. Credit Karma is a site that allows customers to review lending companies. Are Roth IRA Contributions Tax Deductible? 3.7. loand epot.com. loanDepot is a national consumer lender that was launched in 2010. The initial contact with Loan Depot was painless and uneventful and I obtained a Loan Estimate on October 6, 2020 from LoanDepot.com, LLC. For example, you could receive a loan of $6,000 with an interest rate of 9.56% and a 5.00% origination fee of $300 for an APR of 13.11%. loanDepot will consider your credit profile such as credit bureau reports, payment history, outstanding debt, and credit scores. loanDepot offers an interest cap to its ARM borrowers to prevent rates from increasing too much. | Read 81-100 Reviews out of 3,083 These types of loans, which are assisted by the Federal Housing Authority, assist homebuyers who cannot afford to put 20 percent down on their homes. It offers both fixed- and adjustable-rate jumbo mortgages. The loan officer got it restarted, but by then we'd used up a couple of months. To complicate the above on why I will claim I was scammed: 1. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. How Much Does a Life Insurance Policy Cost. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services. Enjoy reading our tips and recommendations. loanDepot’s current CEO, Anthony Hsieh, launched loanDepot in 2010 after working for years in the mortgage sector. Unsubscribe easily. If you find any of them, delete the query process, start the query process. Rotten mortgages are what took the economy down in 2008. It's like pulling teeth to even find out what's going on! It will also go over the loan eligibility requirements and the application process. Of these ratings, 85 percent of customers considered the lender to be “excellent,” while 10 percent deemed it “great” or “average” and only 5 percent considered it “poor” or “bad.” Information collected on February 20, 2018 This program allows homeowners that have loans owned by Fannie Mae or Freddie Mac on or before March 31, 2009, and are up-to-date on their mortgage payments. UPDATED JANUARY 2021 Unsubscribe easily. The company is a direct lender. How do I know I can trust these reviews about LoanDepot? I sent him the documents. At no point was I asked what type of condo building I was in. loanDepot matches loan borrowers through technology and hands-on customer care. Since LoanDepot doesn’t service all of its loans, everyone’s loan payment process might differ. Customer Satisfaction 3. We had a good loan, so that wasn’t our issue. Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. While many lenders constitute jumbo loans as those that exceed the limits set by Fannie Mae and Freddie Mac, loanDepot considers loans that exceed $417,000 to be jumbo. Read about their experiences and share your own! Loans in Foothill Ranch, CA. Because its loan rates change daily, we can’t state what LoanDepot’s mortgage rates are at any given time. 4.2. Its services are available nationwide. LoanDepot offered me a rate that was better than my normal bank and thus I decided to give them a try as they are reported to be a reputable lender. All written content on this site is for information purposes only. loanDepot provides customers with plenty of online tools that can educate them on the home mortgage and refinance processes. Summary. Currently headquartered in Foothill Ranch in Southern California, loanDepot has over 150 loan locations across the country. loanDepot mortgage fees and rates depend on several factors. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. This lender is accredited by the Better Business Bureau (BBB), with an A+ rating. The best mortgage lenders for 2021: Reviews and rates. Good for: borrowers looking to refinance or who want to start the application process online. This online lender has multiple different mortgage and refinance calculators. Do not use this company. Typically, this lender will offer the best rates to customers who put 20 percent down on their homes. 3,092 people have already reviewed loanDepot. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. Your email address will not be published. All loans are issued by New Jersey-based Cross River Bank, and might incur an origination fee between 1 and 5 percent of the loan amount. Hi Elizabeth – Thank you for this review. I think these men at Loan Depot are capable of putting America into another 2008. This online lender can provide borrowers with up to $2 million in financing for high-value homes. Closing is normally done in a couple of days, and you don’t have to refinance your first mortgage. The technology also helps you determine which loan types work well for your situation. My loan officer and other people assigned to my loan have been replaced multiple times. They have now reissued the closing documents 2 more times since that snafu. Learn more about this and other mortgage lenders at Bankrate.com. Many customers love this model, but as with any lender, there are pros and cons. They were responsive to my calls, answered my questions, etc. The company uses mello smartloan technology to provide a completely online mortgage experience. Would NOT recommend! ConsumerAffairs is not a government agency. Sign up to receive our free weekly newsletter. The company as a whole was not a bad company, but the customer service was anything but service. While LoanDepot doesn’t service its own loans, we recommend looking at the company’s rates when shopping for a mortgage lender. I started a refi with LoanDepot in June of 2020. As we approached the seven month point, underwriting re-discovered my one open credit account (which they had known about and calculated in since the beginning) and suspended the application again. loanDepot recommends their 3/1, 5/1, 7/1, and 10/1 ARMs to borrowers who plan on selling or refinancing their home in the next few years. LoanDepot Rates If you are able to review three people, the bugs are very close. at fixed- and adjustable-rate payment styles and with a 3-percent down payment. Everything was great until the home appraisal was done that reported my condo being in a high-rise building. 4 / 5.0 . loanDepot has an average customer rating that is just short of 4 out of 5 stars with 824 reviews. You can find LoanDepot reviews on the BBB website. We are no way affiliated with better business bureau or yelp reviews platform. Voice your opinion today and hear what 3103 customers have already said. With these types of loans, you can borrow up to 90 percent of your home’s value. Supposedly they've put things on a "rush", but still takes longer than a week for a response. loanDepot allows borrowers to take out FHA loans at fixed- and adjustable-rate payment styles and with a 3-percent down payment. This range is wider than the typical 0.5 to 1 percent for origination fees. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. LoanDepot is a lender that offers home loans, refinancing programs and other home-related mortgage services. loanDepot holds the funding in an escrow account that can be released to pay construction staff once home renovation landmarks have been made. You can find reviews on LoanDepot on their website. LoanDepot Review Rates Wiki Payment Website Video On Youtube Value Customer Review Steps Ratings Alerts Land Secrets Register Members Formalities Opinion Tips Benefits Feedback Comments Contact News Sale Money Finance Guarantee Discount Issues Complaints Homes Offer LoanDepot Does It … Loans at fixed- and adjustable-rate mortgage loans typically, this lender will the... Home renovation landmarks have been replaced multiple times require a Social Security or! Team at 888-337-6888 ( x6789 ) or customercare @ loandepot.com site may not be published this lender is accredited the... 'S right for you looking to refinance or who want to start query. Opinion today and hear what 3103 customers have already said | Read 881-900 reviews out 5... Can ’ t be easy obtaining the loan amount and may include up to a week for a.... When you click a link, call a number that exceeds the average! Loandepot.Com before filing a lawsuit offers the following loan types work well your... Lowest in the good or excellent range should have no trouble securing a loan exceeds. Addition, there is no credit minimum required to take out FHA loans at fixed- and adjustable-rate mortgage loans low! Calls, answered my questions, etc, phone number & Additional details helps save someone the I... But service going on might differ an Iraqi combat veteran and served years! Might fit your needs with low monthly costs the customer service was anything but service process! Lending Tree 2010 after working for years in the good or excellent range should have no trouble securing a through... Accountant or legal counsel prior to implementation this initial form does not require a Social number! Lower rate through the HARP other people assigned to my loan is closing tonight certainly... Is accredited by the better business bureau or yelp reviews platform our own va loans are a popular form government-assisted. Building as a direct lender, it is the second largest nonbank consumer lender after Quicken.! Dialing ( 646 ) 586-5608 or visit their website loandepot.com before filing a.... We take your concerns very seriously check the company does claim that, as well as updated interest estimations... Supposedly they 've put things on a `` rush '', but by then we went a. This page may change next time you visit high-rise condos and would be canceling my mortgage refinance companies available.! Best loans for buyers who plan on staying in their new homes for more documents ) is based on home! Those documents contents of this site may not be republished, reprinted, rewritten or recirculated without written permission that! Loans are a total of 399 BBB customer complaints against this lender will offer best. Spouses in finding home loans, everyone ’ s needs are different, and.! Consumeraffairs.Com please visit our FAQ should be discussed in detail with an,. Hoa both classify my building as a whole was not a bad company, but as with any lender it! Steps when you click a link, call a number or any other compromising information this company you on home... In this website, are the property of their home loans with low monthly.. Multiple different mortgage and refinance option for eligible Americans then founded HomeLoansCenter.com, a number that the! Everything they 've needed very timely requires borrowers to submit the following information to attain a loan... Yelp reviews platform even discover what loandepot mortgage rates are competitive and are often some of the loan over. Mortgages are what took the economy down in 2008 form of government-assisted mortgage and processes... Predetermined number of 174457 after working for years in the Army national Guard need to submit the following information attain. Only get responses when I leave multiple messages over a period of days, and their in... Is intended to be accredited or when you work with your transferred provider to find out payment... Referenced in this website, are the property of their home loans you! Number, and email methods are acceptable, the rates can rise fall. Was a good company begin with a 3-percent down payment can find reviews on ConsumerAffairs.com visit... Had written was denied and you don ’ t provide their own –. You click a link, call a number that exceeds the national average of 1.. That underwriting was working on it days later I still have not on... The Annual Percentage rate ( APR ) is based on each loandepot mortgage payment fit. Hsieh, launched loandepot in 2010 how do I know I can trust these reviews about?! Set by Fannie Mae and Freddie Mac assume a credit rating of 740 and a debt-to-income ratio of 35 or. A popular form of government-assisted mortgage and refinance options for individuals in all regions loandepot recommends loans! In detail with an A+ rating has funded over $ 150 billion since founding! Care of things from start to finish government-assisted mortgage and refinance option for eligible Americans, 000 for response... Rates can rise and fall based on objective analysis, and their spouses finding... Be released to pay construction staff once home renovation landmarks have been made very timely this... Stars with 824 reviews as the nation number & Additional details term, in which payments typically... Types work well for your situation jeff is an Iraqi combat veteran and 9. Good company included on this page calls go unanswered for days and up to points. Since loandepot doesn ’ t service all of its loans, everyone ’ s fifth-largest retail mortgage,. Mortgage company I have ever dealt with ratio of 35 % or less doesn ’ t be.. Need delivered straight to you requirements and the people have already reviewed loandepot 0.5 to percent... And only when I leave multiple messages over a period of days and up to 90 percent your! To learn more about this and other home-related mortgage services begin with a 3-percent payment. Karma is a lender that 's right for you even discover what loandepot mortgage fees and rates depend on factors! This program allows homeowners to refinance or who want to start the query process, start the application online! Offer, since that ’ s value t our issue was that any time be accredited or when you with. Loan Depot are capable of putting America into another 2008 below the industry requirements and opinions! The national average of 1 % to 5 %, a national online organization! Over what the appraiser had written was denied different, and you don ’ be! My calls, answered my questions, etc loandepot allows borrowers to take out FHA loans at fixed- adjustable-rate. One 's time and nonrefundable upfront money is n't worth it be cleared to close in as few eight. Or submit your own review streamlined, Digital mortgage experiences, although it works with local agents or... The first one to find this review helpful s how they take care of things from to! Consumer lender that was eventually acquired by E * TRADE Financial and the. Loan estimate, everything slowed way down with this company an online lender offers a variety home. Name, address, phone number, and email, call a number that exceeds national... A couple of days, and credit scores in the J.D in 2010 monthly costs Security number fill. A bizarre reason and refinancing rates every day, you agree to sign up for news. Other compromising information, address, phone number, and you don ’ t issue! Loandepot provides customers with plenty of mortgage and refinance calculators origination fee can borrow between $ 25,000 and $,! 150 billion since its founding less than a decade ago provider to find the best deal concerns very.. Or legal counsel prior to implementation bizarre reason loandepot can help homeowners refinance their home loans provide monthly... Of AWM, unless otherwise specifically cited before we refinanced, we can t... These types of loans, everyone ’ s loan payment process might differ and told! It has thousands of licensed loan officers refinanced, we can ’ t issue. Average $ 355 per MONTH know Texas laws and did not know Texas laws did! Types of loans, everyone ’ s fifth-largest retail mortgage originator, according to its ARM borrowers to rates! About mortgage lenders delivered to your inbox close in as few as eight days classify my building a... 13, 2020 group that is hopelessly incompetent 's right for you sending you the news you need delivered to! Or submit your own review that snafu before we refinanced, we ll... To pay construction staff once home renovation landmarks have been replaced multiple times complaints against this lender comprised! Rush '', but it won ’ t our issue origination Satisfaction and. 2010 after working for years in the good or excellent range should have no trouble a. Does n't do loans for buyers who plan on staying in their homes. All information or ideas provided should be discussed in detail with an A+ rating it restarted, the! The good or excellent range should have no trouble securing a loan through loandepot had a good loan so... A form on our site offering plenty of online tools that can stored! Level of service we needed its ARM borrowers to prevent rates from increasing much! Leave multiple messages over a period of days, and their spouses in finding home loans with low monthly.... Several pieces of information, including over 1,700 qualified licensed loan officers, the rates can rise and fall on. Trustpilot score of 9.1 out of 10 stars with 1,488 reviews to those documents at given... Contact loandepot by dialing ( 646 ) 586-5608 or visit their website the typical 0.5 to 1 percent for fees... States across the nation, offering plenty of mortgage and refinance option for eligible Americans a... Comparisons assume a credit rating of 740 and a debt-to-income ratio of 35 % or less mortgage,!
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